Our innovative and structured approach to wealth management and investment delivers a bespoke plan for each and every client, providing peace of mind that you can live your desired lifestyle. Our highly specialised and experienced teams of Financial Planners, and the Para-Planners that support them, work with you to deliver a personalised investment strategy, with tax planning and retirement recommendations to achieve the plan.
We work with leading global fund management houses, as well as niche investment managers, to provide a comprehensive investment experience. We look for consistency of investment return within a band of volatility and risk that you can tolerate and live with. More often than not, our clients are amazed to learn they can achieve all of their financial goals by taking less risk than they had always been led to believe.
We strongly believe in working in partnership with our clients, and our cashflow forecasting and modern financial planning service keeps you informed about assets under management, providing real-time, instant, on-line valuation services, as well as regular reviews and frequent economic updates.
Founded on significant academic research, our investment strategy emphasises the importance of strategic asset allocation, diversification, cost control and automated portfolio rebalancing in the management of your assets. At the same time, clients benefit from our significant investment in technology.
We begin by creating a detailed financial plan that identifies your individual milestones and objectives, and use a globally recognised, market-leading risk-profiling tool to map your changing priorities and requirements. Our Financial Planners have complete access to the full suite of Retail Investment Products, and where appropriate, we hold and manage these investments on a dedicated platform enabling us to manage your money in a very cost efficient manner.
An investment platform not only allows you to view all your investments and pensions in one place, but it can also record other assets such as the value of your property, any antiques or even fine wines that you may have. For possibly the first time you will be able to see your entire portfolio in one place and manage it accordingly, conducting trades through your Financial Planner and tracking performance online.
Platforms offer investors transparency of costs and access to competitive solutions, often at Institutional terms. This helps you clearly see the costs involved with any investment decision you make, and allows you to agree the charges with your Financial Planner in advance.
Our governance and oversight is provided by an independent investment committee, made up of a team of highly experienced, industry-leading professionals. They monitor the investment managers to ensure they are working within the mandate we give them
The investment committee works together with independent risk and research specialists Rayner Spencer Mills to manage and monitor your portfolio and ensure it meets the agreed criteria, with constant oversight on all funds and managers. It is a fully integrated approach that pulls together a range of specialist skills, enabling us to take a holistic view of your finances and find the solutions that are right for you. Our regular updates include valuations and end-of-year reporting.